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Zopa offers & cashback

Zopa is the UK’s largest, and the world’s first, peer-to-peer lending company.

Since 2005 Zopa lent over £819 million. Zopa has 52,000 active lenders and over 107,000 borrowers within an industry that is rapidly growing.

Zopa Personal Loans offer;

  •  Low rates
  •  Quick and easy online application process
  •  No early repayment fees (flexibility to repay loan early or make extra payments)
  •  Borrow between £1,000 and £25,000
  •  Loans available over 1, 2, 3, 4 or 5 years
  •  Voted most trusted loan provider (Moneywise Customer Service Awards 2010 to 2014)
  •  Awarded ‘Personal Loan Provider of the Year’ and ‘Best Customer Service’ by Consumer Moneyfacts Awards (2014 & 2015)

 Representative example

A loan of £10,000 over 5 years will cost you £180.98 per month at a representative 3.2% APR.

The total cost after 5 years is £10,858.69, which includes £778.69 interest at 3.0% fixed and a £80.00 fee. The total amount of credit is £10,080.

The rate and fee you are offered will depend on your individual circumstances.

...Read more
  • Ways to earn cashback:
  • 1 Online rate

Earn Cashback at over 4,300 retailers each time you shop through Quidco, Simply...



Find out more about the benefits of Quidco

Earn online cashback at over 4,300 retailers

Everytime you shop online you can earn money back on your purchases. Take advantage of cashback deals at 4,300 top brands.

Find a deal and purchase through Quidco

We work with all your online and High Street favourites so we’re sure to have a deal with your name on it, whatever you’re looking to buy.

Pocket the rewards

Withdraw your cashback earnings to your chosen bank or PayPal account or receive it as an Amazon Gift Card.

Representative APR 34.9%

Subject to application and status. The terms of your product may differ from the example.

1 Online rate

Last updated: 17 May

Member Reviews

Reviewer's avatar

user1164948 wrote on 25 October 2016

Top company

Fast decision, quick to respond, easy website to navigate and cheapest loan APR rate around. Cashback tracked very fast. Absolutely no complaints. Very impressed.

mMohs wrote on 17 February 2016

Fast and efficient

Took out a new Loan to pay an old one off back in December. The cashback tracked fast and got paid 2 months later. Zopa was the cheapest loan for me around to pay of older Loan with higher intrest. The extra 40 £ is a nice bonus.

neilbob wrote on 22 January 2014

Fast and efficient.

Best rates found for loans. Money in bank account 2 days after application. Cashback has been confirmed with a date for payment.

More about Zopa

Zopa is the UK’s largest, and the world’s first, peer-to-peer lending company.

Since 2005 Zopa lent over £819 million. Zopa has 52,000 active lenders and over 107,000 borrowers within an industry that is rapidly growing.

Zopa Personal Loans offer;

  •  Low rates
  •  Quick and easy online application process
  •  No early repayment fees (flexibility to repay loan early or make extra payments)
  •  Borrow between £1,000 and £25,000
  •  Loans available over 1, 2, 3, 4 or 5 years
  •  Voted most trusted loan provider (Moneywise Customer Service Awards 2010 to 2014)
  •  Awarded ‘Personal Loan Provider of the Year’ and ‘Best Customer Service’ by Consumer Moneyfacts Awards (2014 & 2015)

 Representative example

A loan of £10,000 over 5 years will cost you £180.98 per month at a representative 3.2% APR.

The total cost after 5 years is £10,858.69, which includes £778.69 interest at 3.0% fixed and a £80.00 fee. The total amount of credit is £10,080.

The rate and fee you are offered will depend on your individual circumstances.

Important things to know

  • This programme is being monitored. Quidco members transacting fraudulently with this retailer will have their membership terminated immediately and may have their details passed to the authorities for further investigation
  • In the event of any queries about your cashback please contact Quidco Customer Support as the retailer will be unable to deal with this type of query

Terms & conditions

  • Cashback is only available to new customers
  • Cashback will only be paid for purchases made from within the United Kingdom
  • Cashback will only be paid to members who have BACS as their registered Quidco payment      
  • Cashback will only be paid for a maximum of one purchase per Quidco account within a 12 month period
  • Please also see the retailer's standard terms and conditions for purchase as listed on their site

 

  • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts
  • Cashback may not be paid on VAT, delivery, card payment fees, taxes or any other additional charges

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