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Representative APR 34.9%

Subject to application and status. The terms of your product may differ from this example.

More about Zopa

Zopa is the UK’s largest, and the world’s first, peer-to-peer lending company.

Since 2005 Zopa lent over £819 million. Zopa has 52,000 active lenders and over 107,000 borrowers within an industry that is rapidly growing.

Zopa Personal Loans offer;

  •  Low rates
  •  Quick and easy online application process
  •  No early repayment fees (flexibility to repay loan early or make extra payments)
  •  Borrow between £1,000 and £25,000
  •  Loans available over 1, 2, 3, 4 or 5 years
  •  Voted most trusted loan provider (Moneywise Customer Service Awards 2010 to 2014)
  •  Awarded ‘Personal Loan Provider of the Year’ and ‘Best Customer Service’ by Consumer Moneyfacts Awards (2014 & 2015)

 Representative example

A loan of £10,000 over 5 years will cost you £180.98 per month at a representative 3.2% APR.

The total cost after 5 years is £10,858.69, which includes £778.69 interest at 3.0% fixed and a £80.00 fee. The total amount of credit is £10,080.

The rate and fee you are offered will depend on your individual circumstances.