Zopa offers & cashback

£36 cashback

Zopa offers & cashback

Representative APR 34.9%

Subject to application and status. The terms of your product may differ from the example.

Earn Cashback at over 4,300 retailers each time you shop through Quidco, Simply...


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Click our link and purchase with the retailer

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We track your purchase and you'll earn a cash reward

Online cashback rates

£36 cashback

for a new valid loan

Last updated

What will stop me earning cashback?

  • If you have already have a loan registered with Zopa

  • If you apply an additional discount that reduces your overall purchase price, this may cause your cashback to be declined or reduced. e.g Voucher codes, student discount, staff discount

  • If you participate in any other offer/ promotion that is not covered in the retailer Cashback rates

  • If you purchase a product that is not included in the cashback rates""

  • If your application to not fully completed online

  • If your application is completed over the telephone

  • If your Loan has not been in force for at least 90 days

  • If BACS is not your selected Quidco payment method

  • If repayments are not kept up to date



Good to know

  • Cashback can be earned simply by clicking through to the merchant and shopping as normal
  • Cashback is available on genuine, tracked purchases completed immediately and wholly online
  • Purchases at this merchant should appear as pending within 24 hours. They will remain at this status until the merchant confirms the purchase is eligible for cashback. Once this happens your purchase will reach the ‘confirmed’ status on your account
  • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" claim within 45 days of the transaction
  • Cashback may initially track at a lower or higher rate and update to the correct rate on confirmation
  • Cashback is not issued by the merchant. If you have any queries regarding cashback or payments, please contact Quidco Customer Support directly and not the merchant
  • Even though we do our best to keep the information on this page up-to-date, it may be out of date from time to time
  • The vast majority of merchants do pay cashback on the full basket price, occasionally some may only pay cashback minus VAT, delivery charges, card payment fees, surcharges, taxes and any other additional charges
  • If you purchase products across multiple cashback rates in one session, the lowest rate will track against the full 'basket' amount
  • Cashback will only track if the merchant can track your purchase to us. This means that you must click the 'Get Cashback link', go straight through to the merchant website and make the purchase in the same session without exiting your internet browser
  • The merchant reserves all rights to take action (including legal action) as is considered necessary in its sole discretion in order to prevent or redress any fraudulent or otherwise unlawful use of their website
  • The cashback offered is only available as shown at the time and the merchant reserves the right to withdraw their offering at any time
  • Cashback rates are subject to change and may increase or decrease at any time

More about Zopa

Zopa is the UK’s largest, and the world’s first, peer-to-peer lending company.

Since 2005 Zopa lent over £819 million. Zopa has 52,000 active lenders and over 107,000 borrowers within an industry that is rapidly growing.

Zopa Personal Loans offer;

  •  Low rates
  •  Quick and easy online application process
  •  No early repayment fees (flexibility to repay loan early or make extra payments)
  •  Borrow between £1,000 and £25,000
  •  Loans available over 1, 2, 3, 4 or 5 years
  •  Voted most trusted loan provider (Moneywise Customer Service Awards 2010 to 2014)
  •  Awarded ‘Personal Loan Provider of the Year’ and ‘Best Customer Service’ by Consumer Moneyfacts Awards (2014 & 2015)

 Representative example

A loan of £10,000 over 5 years will cost you £180.98 per month at a representative 3.2% APR.

The total cost after 5 years is £10,858.69, which includes £778.69 interest at 3.0% fixed and a £80.00 fee. The total amount of credit is £10,080.

The rate and fee you are offered will depend on your individual circumstances.